Most people are held back by what's in their head. A certain perception. People think it's not for them, or they can never achieve or make it. ResetEra is bursting at the seams with such people. My dad was much the same in some ways. Did construction work all his life and he was really good at it, towards the end of his career some cool stuff with reparing historical buildings for university studies as he's an expert in medieval building techniques but he could've achieved much more. He didn't take it well when my brother didn't do anything with his low-level college IT education but instead taught himself how to create Half Life maps and mods, moved out of town and then lost everything in a bankruptcy. Then he tried again and through twists and turns is now a level design director making the big money. If he would've gone for the minimum wage route as my dad wanted he would've never had made it this far.
I'm seeing a sort of calvinism take hold. 'Minimal' living spaces, 'tiny houses', 'minimum wages', 'basic income', 'this is good enough' etc. combined with a distorted sort of feudalism focused around a political class and tech giants who turn the dials of what we see, hear, do and soon earn. We should strive for better and more beautiful things instead of the lowest thing we can achieve while we wait to be 'saved' by the government. My dad votes labour his entire life, he was never saved by any government. In fact by now he is more scared of the government than ever. Now at first it is scary to think that you must rely on yourself but after that initial hurdle it feels amazing to be in control of your own destiny. If you told me or anyone that knew me 10 years ago I would do the things I'm doing today, no one would've believed you and that makes me more excited about the next 10 years.
Also there a just too many normies going for the minimal route in various levels and conditioned to do so that you will never manage to 'change the system' at this point.
The storming of the capitol is about the closest you can get and that achieved the exact opposite.
Now I do agree that people should live comfortably and have something to fall back on if they fail which is why I think UBI and universal healthcare are in general a much better idea than moving around taxes and benefits.
I just don't agree with the underlying socialist philosophy of holding back ambition through control, regulations and limitations and conditioning people to behave or think in certain ways.