The subtle message here is the dramatic departure from Toby writing the check to Ian and Toby slowly debating where they are going to...in another location. I don't think you guys appreciated the big jump there.
I can see it now. Toby (who looks just like Vera) gets into her identity trouble mess and as a result, cannot afford to go to Scotland. Toby then has a mental breakdown where Mary Worth dispenses her usual advice. That is probably a good 6-8 months of strip right there.