THE BORE

General => The Superdeep Borehole => Topic started by: Boogie on September 24, 2009, 08:59:44 PM

Title: As of this moment, I am 100% Debt-free, bitches!
Post by: Boogie on September 24, 2009, 08:59:44 PM: And it feels good!

No more Credit Line payments :rock

No more student loan payments :rock

With one lump sum payment of $8700, My money now goes just to me! :punch :punch :punch *

Look out WDYB threads!

*Notwithstanding the 30% off the top that goes right to the gub'ment. :smug
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Human Snorenado on September 24, 2009, 09:01:03 PM: ...socialistic Canadia has debt???
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: CajoleJuice on September 24, 2009, 09:03:56 PM: Nice job, Boogie. :rock
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Smooth Groove on September 24, 2009, 09:04:25 PM: Congrats and don't get married too soon.
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: muckhole on September 24, 2009, 09:05:21 PM: Awesome stuff, Boogie. That's something I'm working on myself, but cutting the impulse spending out has been hard.
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Boogie on September 24, 2009, 09:05:55 PM: Quote from: The Card Cheat on September 24, 2009, 09:01:03 PM
...socialistic Canadia has debt???

In spite of working full-time during my summers off, I came out of university and Mountie-training (we didn't get paid for training when I went through, recruits do now, however) with $27,000k in debt between loans and credit line.

Not a ridiculous amount compared to some of the horror stories of you 'mericans, but still a depressing amount for me.

I figured I'd have it paid off in 3 and a half years. But thanks to the amount of OT I've pulled, I've been able to wipe out that 27k in just a year and a half. :rock
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Don Flamenco on September 24, 2009, 09:06:11 PM: nice! Good work! Go buy some expensive shit.
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Boogie on September 24, 2009, 09:07:06 PM: Quote from: Smooth Groove on September 24, 2009, 09:04:25 PM
Congrats and don't get married too soon.

But I thought marriage was a plus financially? Two incomes under one roof, etc.

It's just the kids that screw you.
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: CajoleJuice on September 24, 2009, 09:09:23 PM: Quote from: Boogie on September 24, 2009, 09:07:06 PM
Quote from: Smooth Groove on September 24, 2009, 09:04:25 PM
Congrats and don't get married too soon.

But I thought marriage was a plus financially? Two incomes under one roof, etc.

It's just the kids that screw you.

In Soviet Russia, you screw kids!

Wait, that doesn't work.
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Bildi on September 24, 2009, 09:12:19 PM: Nice! :rock

Yeah, avoid the kids and the inevitable road to financial ruin that accompanies them.
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Brehvolution on September 24, 2009, 09:15:38 PM: Boogie :rock

spoiler (click to show/hide)
Kids :rock
[close]
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Boogie on September 24, 2009, 09:15:58 PM: Quote from: Kosma on September 24, 2009, 09:15:13 PM
Fucking hell dude, you must be one crooked cop if you can pay off 27k in 3.5 years.

OT my ass ;)

1.5 years. ;)
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: The Fake Shemp on September 24, 2009, 09:21:01 PM: I told you that you should take your share, and it'd all work out!
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Boogie on September 24, 2009, 09:22:16 PM: Quote from: Willco on September 24, 2009, 09:21:01 PM
I told you that you should take your share, and it'd all work out!

:shh
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: The Fake Shemp on September 24, 2009, 09:23:09 PM: Now we can work on our plan where my production company launders money for you!
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Rman on September 24, 2009, 09:24:08 PM: I'll be there by the end of the year. Congrats, though. Loans are a pain, whether their student loan, credit cards, it doesn't matter. Good debt, bad debt. It's all debt to me, and I bet it feels great not having that monkey on your back.
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Rman on September 24, 2009, 09:26:30 PM: Quote from: Kosma on September 24, 2009, 09:15:13 PM
Fucking hell dude, you must be one crooked cop if you can pay off 27k in 3.5 years. That's 750 a month just on loans. Add to that rent, insurance, food etc. How much are you earning as a cop?

OT my ass ;)

It's pretty doable if you live within a budget and don't blow your money on manbaby crap.
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Human Snorenado on September 24, 2009, 09:27:05 PM: Quote from: Willco on September 24, 2009, 09:23:09 PM
Now we can work on our plan where my production company launders money for you!

Canadian money? Is it even worth anything?
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Boogie on September 24, 2009, 09:28:09 PM: Quote from: Rman on September 24, 2009, 09:26:30 PM
Quote from: Kosma on September 24, 2009, 09:15:13 PM
Fucking hell dude, you must be one crooked cop if you can pay off 27k in 3.5 years. That's 750 a month just on loans. Add to that rent, insurance, food etc. How much are you earning as a cop?

OT my ass ;)

It's pretty doable if you live within a budget and don't blow your money on manbaby crap.

Indeed. I'm pretty good at living frugally (in spite of my three trips in that period), and that's probably been the difference. I just don't buy a lot of shit.

Quote from: The Card Cheat on September 24, 2009, 09:27:05 PM
Quote from: Willco on September 24, 2009, 09:23:09 PM
Now we can work on our plan where my production company launders money for you!

Canadian money? Is it even worth anything?

That joke was better when the Canadian dollar wasn't almost at par with the Greenback :P

http://ca.finance.yahoo.com/currency/convert?amt=1&to=USD&from=CAD
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: E-DuB on September 24, 2009, 09:50:41 PM: Such a vindicating feeling isn't it? Get yourself a bottle of scotch and celebrate. Grats man :rock
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Boogie on September 24, 2009, 09:55:44 PM: Quote from: Kosma on September 24, 2009, 09:46:50 PM
What Im saying is that a cop in the Netherlands would prob make 27k in 1.5 year. Not set it aside.

This is crazy.

Starting salary for a cop in the netherlands is 1300 euro. So lets say you work for 18 months at 1500 euro. That would make 27k euro in 1.5 year. How could a dutch cop pay off 27k if thats all he makes? :-\

How much does a Canadian cop make?

I don't mind disclosing what I make, since it's practically public record.

My first year's salary was about 52k. Made probably 9k in overtime on top of that.

This year, salary is 67k. Made probably about 17k in overtime so far this year, we've been really busy.

At 3 years of service, my salary tops out at 78k a year as a constable. Promotions obviously result in an increase in salary on top of that.

(again, for reference the Canadian dollar is just about at par with the Amiercan dollar right now)

Quote from: E-DuB on September 24, 2009, 09:50:41 PM
Such a vindicating feeling isn't it? Get yourself a bottle of scotch and celebrate. Grats man :rock

Already done. I'm a patriot though, so it's Canadian Rye Whiskey for me. :rock
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Madrun Badrun on September 24, 2009, 10:04:00 PM: Holy fuck and here I thought humanities majors are doomed to paupitude.
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: E-DuB on September 24, 2009, 10:10:50 PM: Quote from: Boogie on September 24, 2009, 09:55:44 PM

Already done. I'm a patriot though, so it's Canadian Rye Whiskey for me. :rock

Fair enough just make sure it's a bottle of CC 20 Year ;)
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Boogie on September 24, 2009, 10:15:41 PM: Quote from: Kosma on September 24, 2009, 10:10:24 PM
78k after 3 years in service? Fuck my life.

I think maximum a copper can make here is 36k. EVER.

This isnt fucking fair.

Online conversion says that equals 57k Canadian.

Ya, that's a shame. :P

Although my frame of reference remains small, the more I learn about other countries' policing, the more it seems Canadian police officers have close to the highest salaries in the world.
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: CajoleJuice on September 24, 2009, 10:17:54 PM: Quote from: Boogie on September 24, 2009, 10:15:41 PM
Quote from: Kosma on September 24, 2009, 10:10:24 PM
78k after 3 years in service? Fuck my life.

I think maximum a copper can make here is 36k. EVER.

This isnt fucking fair.

Online conversion says that equals 57k Canadian.

Ya, that's a shame. :P

Although my frame of reference remains small, the more I learn about other countries' policing, the more it seems Canadian police officers have close to the highest salaries in the world.

In my county on Long Island (Suffolk):

Quote
2007 starting base salary for a Police Officer is $57,811. With five (5) years of service, the base salary is $97,958*. These figures do not include paid benefits.
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: CajoleJuice on September 24, 2009, 10:25:14 PM: Quote from: Kosma on September 24, 2009, 10:23:47 PM
Yeah so thats the maximum a cop can earn here, is what you earn in your first year.

Also online conversion doesnt factor in that life is extremely expensive in Europe.

Litre of gas? 2.4 $ Canadian (1 $ in Canada)
PS3? 477 $ Canadian (299 $ in Canada)

Move to North America? :smug
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Boogie on September 24, 2009, 10:30:40 PM: Quote from: CajoleJuice on September 24, 2009, 10:17:54 PM
Quote from: Boogie on September 24, 2009, 10:15:41 PM
Quote from: Kosma on September 24, 2009, 10:10:24 PM
78k after 3 years in service? Fuck my life.

I think maximum a copper can make here is 36k. EVER.

This isnt fucking fair.

Online conversion says that equals 57k Canadian.

Ya, that's a shame. :P

Although my frame of reference remains small, the more I learn about other countries' policing, the more it seems Canadian police officers have close to the highest salaries in the world.

In my county on Long Island (Suffolk):

Quote
2007 starting base salary for a Police Officer is $57,811. With five (5) years of service, the base salary is $97,958*. These figures do not include paid benefits.

Ya, I think I had seen that before, something about the Long Island police being the highest paid municipal police force in the US.

Quote from: Kosma on September 24, 2009, 10:27:17 PM
So not only do you guys earn more, pay less taxes, but also everything is cheaper.

Fuck this shit.

Fuck it really. There is no way this shit is fair.

Hey, at least you guys have universal health care.

Oh wait. :smug

Canada! :rock
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Mr. Gundam on September 24, 2009, 11:55:47 PM: Congrats! Time to buy a house.
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: tiesto on September 25, 2009, 10:14:46 AM: RIDICULOUS competition to join the Nassau/Suffolk police forces... it's not uncommon for them to have 20,000+ applicants a year. But yes, they do make insanely high salaries (somewhat counterbalanced by the high cost-of-living in this area), and most of the Island is pretty safe... (with the exception of Hempstead, Freeport, Roosevelt, the usual)
Title: Re: As of this moment, I am 100% Debt-free, bitches!
Post by: Tauntaun on September 25, 2009, 11:24:21 AM: Congrats Boogie! :hyper