THE BORE

General => The Superdeep Borehole => Topic started by: Barry Egan on January 16, 2008, 08:11:25 PM

Title: Who here thinks about retirement?
Post by: Barry Egan on January 16, 2008, 08:11:25 PM: All anyone ever does at this forum is spend. What happens when social security keels over and you have to come home from work at 97 years old with nothing but a buncha stupid blu-gay disks to represent your lack of foresight!
Title: Re: Who here thinks about retirement?
Post by: abrader on January 16, 2008, 08:14:05 PM: yeah I think about it.

I have a good plan - if all goes well I should be able to take a 80% retirement in like 12-18 months.

After that I can take a few years off - and then get involved again for like 2-3 years and then retire for good and for-ever.

The first part is pretty much in the bag. ITs the second part that needs solidifying.
Title: Re: Who here thinks about retirement?
Post by: Van Cruncheon on January 16, 2008, 08:15:29 PM: i have a 401k, nukka, and a potentially big one at that so IN YOUR POOR FACE
Title: Re: Who here thinks about retirement?
Post by: Vizzys on January 16, 2008, 08:18:24 PM: I dont expect to live that long
Title: Re: Who here thinks about retirement?
Post by: Van Cruncheon on January 16, 2008, 08:18:50 PM: Y DID THIS HAPPEN TO U
U MADE A MISTAKE
Title: Re: Who here thinks about retirement?
Post by: abrader on January 16, 2008, 08:19:15 PM: Quote from: Viz on January 16, 2008, 08:18:24 PM
I dont expect to live that long

I hate when peopel say that...most people on this forum will live till like 2070 or much later........
Title: Re: Who here thinks about retirement?
Post by: CajoleJuice on January 16, 2008, 08:21:08 PM: Quote from: abrader on January 16, 2008, 08:19:15 PM
Quote from: Viz on January 16, 2008, 08:18:24 PM
I dont expect to live that long

I hate when peopel say that...most people on this forum will live till like 2070 or much later........

I'll just kill myself when I run out of money.
Title: Re: Who here thinks about retirement?
Post by: Barry Egan on January 16, 2008, 08:21:23 PM: I eat super healthy :'(
Title: Re: Who here thinks about retirement?
Post by: Mr. Gundam on January 16, 2008, 08:21:42 PM: I've got a 403b, my wife has a 401k and we've got investments. Plus, I've got a pension since I work in public education. Also, the amount of crap I buy is dwarfed by the amount of money we put into savings each month.
Title: Re: Who here thinks about retirement?
Post by: demi on January 16, 2008, 08:23:58 PM: I put in $1 a day :cool:
Title: Re: Who here thinks about retirement?
Post by: Madrun Badrun on January 16, 2008, 08:23:58 PM: what are these American terms 401K and 403b?

Also I came in here to make a drinky is old joke only to find out that he's already posted and does in fact think of retirement. :(
Title: Re: Who here thinks about retirement?
Post by: abrader on January 16, 2008, 08:25:32 PM: Mike if you are not thinking about it by now - I would ask if you are some kind of hippy or something.

And to think - you wore an ascot!!!
Title: Re: Who here thinks about retirement?
Post by: Rman on January 16, 2008, 08:40:01 PM: I'm not worried about anything financially. I don't want to retire in the sense of just laying back and doing nothing. I always want to be involved in interesting projects.
Title: Re: Who here thinks about retirement?
Post by: Howard Alan Treesong on January 16, 2008, 08:43:59 PM: in 2080 I will surely be dead
so don't look ahead
never look ahead
Title: Re: Who here thinks about retirement?
Post by: Madrun Badrun on January 16, 2008, 08:46:15 PM: Quote from: abrader on January 16, 2008, 08:25:32 PM
Mike if you are not thinking about it by now - I would ask if you are some kind of hippy or something.

And to think - you wore an ascot!!!

I have no idea what this means.

As for the thread. I have no money so I can't really plan for retirement, lol.
Title: Re: Who here thinks about retirement?
Post by: hyp on January 16, 2008, 08:46:23 PM: Quote from: Professor Prole on January 16, 2008, 08:15:29 PM
i have a 401k, nukka, and a potentially big one at that so IN YOUR POOR FACE

:bow

same here.
Title: Re: Who here thinks about retirement?
Post by: abrader on January 16, 2008, 08:47:31 PM: Quote from: Father_Mike on January 16, 2008, 08:46:15 PM
Quote from: abrader on January 16, 2008, 08:25:32 PM
Mike if you are not thinking about it by now - I would ask if you are some kind of hippy or something.

And to think - you wore an ascot!!!

I have no idea what this means.

As for the thread. I have no money so I can't really plan for retirement, lol.

Arent you at least 20+ man?

My god you better get on it...your time is running out!
Title: Re: Who here thinks about retirement?
Post by: Madrun Badrun on January 16, 2008, 08:48:46 PM: I'm 18.
Title: Re: Who here thinks about retirement?
Post by: Mandark on January 16, 2008, 08:50:32 PM: Quote from: Professor Prole on January 16, 2008, 08:15:29 PM
i have a 401k, nukka, and a potentially big one at that so IN YOUR POOR FACE

Yeah? How much of it is in gold?
Title: Re: Who here thinks about retirement?
Post by: abrader on January 16, 2008, 08:50:41 PM: ok well get ready....things are mega aggressive and all!

If you dont hop to it with much vigilance you will get trampled like a cosplayer at the PS3 launch....
Title: Re: Who here thinks about retirement?
Post by: Eel O'Brian on January 16, 2008, 08:53:50 PM: I plan to set off a worldwide nuclear holocaust well before retirement
Title: Re: Who here thinks about retirement?
Post by: Barry Egan on January 16, 2008, 08:56:38 PM: If you invest 2000 dollars every year starting at 18 and continuing until you are 25, you will have 1 mil in the bank by the time your 65 due to compound interest. Besta get while the gettins good, Father_Mike.
Title: Re: Who here thinks about retirement?
Post by: Eel O'Brian on January 16, 2008, 09:00:01 PM: If you invest that 2000 every year into spent fuel rods, you can join me in my quest to eliminate the parasitic human race from the planet's surface
Title: Re: Who here thinks about retirement?
Post by: Fresh Prince on January 16, 2008, 09:01:18 PM: When I think of retirement I think of the two kinds:
1) Where everyday is an experience as you travel around the world etc.
2) Ending up in a home or 'retirement village', infirm and wondering what the fuck you did with your life.

I think option 2) is the most inevitable and thus the cheapest.
Title: Re: Who here thinks about retirement?
Post by: Eel O'Brian on January 16, 2008, 09:03:00 PM: If you live to be extremely old, you're going to be miserable no matter how much money you have

You may be a millionaire, but you'll still be peeing and pooing into adult diapers
Title: Re: Who here thinks about retirement?
Post by: Barry Egan on January 16, 2008, 09:03:04 PM: Option 2 is going to be a goddamned luxury in a matter of years.
Title: Re: Who here thinks about retirement?
Post by: Fresh Prince on January 16, 2008, 09:04:08 PM: Maybe for Americans :lol
Title: Re: Who here thinks about retirement?
Post by: abrader on January 16, 2008, 09:04:25 PM: LOL - being a millionaire isnt even enough these days.
Title: Re: Who here thinks about retirement?
Post by: Eel O'Brian on January 16, 2008, 09:05:14 PM: I kid, but I do think about it. It's not a constant concern for me, as I don't intend to ever marry or have kids, and if worse comes to worst I can always eat a gun barrel.
Title: Re: Who here thinks about retirement?
Post by: Eel O'Brian on January 16, 2008, 09:06:09 PM: Quote from: abrader on January 16, 2008, 09:04:25 PM
LOL - being a millionaire isnt even enough these days.

I think I could live comfortably for quite a long time off a million dollars.
Title: Re: Who here thinks about retirement?
Post by: Rman on January 16, 2008, 09:06:29 PM: Quote from: Chipopo on January 16, 2008, 09:03:04 PM
Option 2 is going to be a goddamned luxury in a matter of years.

Yep, nursing home prices are insane. Thank God my parents are in pushing 60 and look like their in their 30s. They eat healthy, too. Hopefully, they passed on those genes to me.
Title: Re: Who here thinks about retirement?
Post by: TVC15 on January 16, 2008, 09:07:53 PM: I plan on checking out like Hemmingway if I have not conquered the world by age 40. If I do conquer the world, I will push back the Hemmingwayization until between 50 and 60. I won't let the decline in power that comes with old age conquer me. Unless there's some sort of android body by then. I could live like that.
Title: Re: Who here thinks about retirement?
Post by: abrader on January 16, 2008, 09:08:15 PM: Quote from: Eel_O_Brian on January 16, 2008, 09:06:09 PM
Quote from: abrader on January 16, 2008, 09:04:25 PM
LOL - being a millionaire isnt even enough these days.

I think I could live comfortably for quite a long time off a million dollars.

Dood not even - trust me.

even just living off of the interest only gets you 30K or so a year....

You need at least 5-6 MIL to retire young.

Being wealthy these days means having over 100MIL IMO.....I can only hope LOL
Title: Re: Who here thinks about retirement?
Post by: Rman on January 16, 2008, 09:08:27 PM: Quote from: abrader on January 16, 2008, 09:04:25 PM
LOL - being a millionaire isnt even enough these days.

Depends on where you live? Boston, NYC, and San Francisco, no so much. Des Moines, Phoenix, Boulder, and Houston, yes.
Title: Re: Who here thinks about retirement?
Post by: Fresh Prince on January 16, 2008, 09:10:58 PM: Quote from: Eel_O_Brian on January 16, 2008, 09:05:14 PM
I kid, but I do think about it. It's not a constant concern for me, as I don't intend to ever marry or have kids, and if worse comes to worst I can always eat a gun barrel.
I have a friend that works with old people, she told me the amount of spinsters etc. is depressing; they keep telling her to get married and have children otherwise they'll end up with no one since everyone they know is already dead.
Title: Re: Who here thinks about retirement?
Post by: Eel O'Brian on January 16, 2008, 09:14:31 PM: Quote from: abrader on January 16, 2008, 09:08:15 PM
Quote from: Eel_O_Brian on January 16, 2008, 09:06:09 PM
Quote from: abrader on January 16, 2008, 09:04:25 PM
LOL - being a millionaire isnt even enough these days.

I think I could live comfortably for quite a long time off a million dollars.

Dood not even - trust me.

even just living off of the interest only gets you 30K or so a year....

You need at least 5-6 MIL to retire young.

Being wealthy these days means having over 100MIL IMO.....I can only hope LOL

Well, it depends on where and how you want to live. I don't need a whole lot, and I don't make much more than 30K a year right now, and I'm doing all right.

I don't care about having the flashiest stuff, and I've never given a shit about what my vehicle looks like as long as it rolls from point A to point B. I don't need a house, and if I do decide to get one I don't need a mansion. I have pretty simple wants and needs, and as long as I can save enough to assemble that nuclear device and set the atmosphere on fire, I'll be okay.
Title: Re: Who here thinks about retirement?
Post by: Eel O'Brian on January 16, 2008, 09:15:33 PM: Quote from: Fresh Prince on January 16, 2008, 09:10:58 PM
Quote from: Eel_O_Brian on January 16, 2008, 09:05:14 PM
I kid, but I do think about it. It's not a constant concern for me, as I don't intend to ever marry or have kids, and if worse comes to worst I can always eat a gun barrel.
I have a friend that works with old people, she told me the amount of spinsters etc. is depressing; they keep telling her to get married and have children otherwise they'll end up with no one since everyone they know is already dead.

Well, I won't get into my personal life here, but there are particular reasons I never want to get married.
Title: Re: Who here thinks about retirement?
Post by: Barry Egan on January 16, 2008, 09:15:43 PM: lol. None of you will have the balls to kill yourselves when you get old. It'll be just another crazy idea you had when you were a real person, before you clamped down on your feeble wrinkled husk of a life with a vice grip.
Title: Re: Who here thinks about retirement?
Post by: Eel O'Brian on January 16, 2008, 09:17:27 PM: well, you certainly have me all figured out
Title: Re: Who here thinks about retirement?
Post by: TVC15 on January 16, 2008, 09:19:58 PM: Quote from: Chipopo on January 16, 2008, 09:15:43 PM
lol. None of you will have the balls to kill yourselves when you get old. It'll be just another crazy idea you had when you were a real person, before you clamped down on your feeble wrinkled husk of a life with a vice grip.

Oh come on, I'll probably accidentally kill myself before I even get near 40. I can't even take a piss without ramming my head into multiple objects. I almost died from drinking orange ju. . .mmmmm orange juice. I'm going to the store. Lata.
Title: Re: Who here thinks about retirement?
Post by: Eel O'Brian on January 16, 2008, 09:20:59 PM: 40 doesn't seem so old when you're 38
Title: Re: Who here thinks about retirement?
Post by: abrader on January 16, 2008, 09:21:15 PM: i have heard the worst part about getting old is watching gravity make your balls hang longer and age making your penis shrink.....

Are you all prepared?
Title: Re: Who here thinks about retirement?
Post by: abrader on January 16, 2008, 09:26:23 PM: Quote from: Eel_O_Brian on January 16, 2008, 09:14:31 PM
Quote from: abrader on January 16, 2008, 09:08:15 PM
Quote from: Eel_O_Brian on January 16, 2008, 09:06:09 PM
Quote from: abrader on January 16, 2008, 09:04:25 PM
LOL - being a millionaire isnt even enough these days.

I think I could live comfortably for quite a long time off a million dollars.

Dood not even - trust me.

even just living off of the interest only gets you 30K or so a year....

You need at least 5-6 MIL to retire young.

Being wealthy these days means having over 100MIL IMO.....I can only hope LOL

Well, it depends on where and how you want to live. I don't need a whole lot, and I don't make much more than 30K a year right now, and I'm doing all right.

I don't care about having the flashiest stuff, and I've never given a shit about what my vehicle looks like as long as it rolls from point A to point B. I don't need a house, and if I do decide to get one I don't need a mansion. I have pretty simple wants and needs, and as long as I can save enough to assemble that nuclear device and set the atmosphere on fire, I'll be okay.

Im not even talking about flashy stuff - im talking about overpopulation, inflation and the ever dying economy making this like a final fantasy 7 midgar situation....you know with the poor people below the plates in the slums - and the cozy city with its glass towers being high up above in the sky....over top of the lower slum cities.....

im talking not even being able to see the light of day because you are confined to the underworld because of not having enough $$.

ITs a stretch yeah - but things are really getting scary out there - dumb people keep fucking and spawning 2,000 kids a second, and we are all going to consumer hell.
Title: Re: Who here thinks about retirement?
Post by: abrader on January 16, 2008, 09:29:05 PM: I wanna have enough money to fly to another colonized planet if need be...that should be everyones ultimate goal and destination - escaping starship earth!
Title: Re: Who here thinks about retirement?
Post by: ToxicAdam on January 16, 2008, 09:38:09 PM: I don't think there is any shame in OD'ing when you reach about 80 years old.
Title: Re: Who here thinks about retirement?
Post by: Barry Egan on January 16, 2008, 09:38:37 PM: I'm probably going to put all of my earnings in to my savings account and live at my mother's until I'm 30 :'(
Title: Re: Who here thinks about retirement?
Post by: abrader on January 16, 2008, 09:40:25 PM: Start saving - one day when we are sitting on mars sipping martinis and watch the earth destroy itself in a poof of bio-chemical warfare thru tele-optronics you will thank me......
Title: Re: Who here thinks about retirement?
Post by: Barry Egan on January 16, 2008, 09:41:26 PM: me and you abrader. We'll watch the world burn from our ivory towers built on compound interest!
Title: Re: Who here thinks about retirement?
Post by: TVC15 on January 16, 2008, 09:58:20 PM: Quote from: Eel_O_Brian on January 16, 2008, 09:20:59 PM
40 doesn't seem so old when you're 38

You're kidding, right? Because I am 27 and I already feel pretty old. When I am 38 looking at 40, I will feel like a freakin' mummy. And at that point I will be exclusively listening to Nico's The Marble Index in order to get me in the mood.

If I haven't made it on my own terms by the time I'm 40, I probably won't at all, so why subject myself to several further decades of self-inflicted mental torment? I've always put myself first, and I see this as fitting in with that.
Title: Re: Who here thinks about retirement?
Post by: Eel O'Brian on January 16, 2008, 10:04:57 PM: the next 11 years are going to run like water through your fingers
Title: Re: Who here thinks about retirement?
Post by: TVC15 on January 16, 2008, 10:10:24 PM: Like orange juice being ejected from my throat at a high velocity!
Title: Re: Who here thinks about retirement?
Post by: Eel O'Brian on January 16, 2008, 10:12:07 PM: at least you'll have fewer colds
Title: Re: Who here thinks about retirement?
Post by: TVC15 on January 16, 2008, 10:16:37 PM: LIKE TEARS IN RAIN
Title: Re: Who here thinks about retirement?
Post by: Van Cruncheon on January 16, 2008, 10:16:49 PM: i can't imagine a worse fate than being stuck on some remote planet with the mouthbreathers and illiterates who think that their accidental wealth validates their uselessness! give me the company of rogues and whores over nattering idiots with pocketbooks, i say
Title: Re: Who here thinks about retirement?
Post by: Madrun Badrun on January 16, 2008, 10:31:43 PM: Fine you can stay at home when I colonize the moon and fill it with clones grown from the DNA of Victorian capitalists!

Its not like a saved you a seat in the shuttle or anything.

spoiler (click to show/hide)
(http://i96.photobucket.com/albums/l181/Father_Mike/IMGP0563.jpg)

:'( :'( :'(
[close]
Title: Re: Who here thinks about retirement?
Post by: Oblivion on January 16, 2008, 10:38:17 PM: Quote from: Eel_O_Brian on January 16, 2008, 09:14:31 PM
Quote from: abrader on January 16, 2008, 09:08:15 PM
Quote from: Eel_O_Brian on January 16, 2008, 09:06:09 PM
Quote from: abrader on January 16, 2008, 09:04:25 PM
LOL - being a millionaire isnt even enough these days.

I think I could live comfortably for quite a long time off a million dollars.

Dood not even - trust me.

even just living off of the interest only gets you 30K or so a year....

You need at least 5-6 MIL to retire young.

Being wealthy these days means having over 100MIL IMO.....I can only hope LOL

Well, it depends on where and how you want to live. I don't need a whole lot, and I don't make much more than 30K a year right now, and I'm doing all right.

I don't care about having the flashiest stuff, and I've never given a shit about what my vehicle looks like as long as it rolls from point A to point B. I don't need a house, and if I do decide to get one I don't need a mansion. I have pretty simple wants and needs, and as long as I can save enough to assemble that nuclear device and set the atmosphere on fire, I'll be okay.

:bow :bow Utilitarian living.
Title: Re: Who here thinks about retirement?
Post by: tiesto on January 16, 2008, 11:24:20 PM: I'm totally thinking about it... I put away 16% a year (and the company matches 4% on top of that) into my 401k, and I have a pension plan that takes effect after I've been working there for 5 years (it's gonna be 4 in March for me). My aim is to get out as soon as possible, I'd make a great retiree I think.
Title: Re: Who here thinks about retirement?
Post by: MrAngryFace on January 16, 2008, 11:25:15 PM: im gonna open a small bar or bookstore or something.
Title: Re: Who here thinks about retirement?
Post by: Madrun Badrun on January 16, 2008, 11:29:00 PM: Quote from: Steiner on January 16, 2008, 11:25:15 PM
im gonna open a small bar or bookstore or something.

You've really thought it though.

Maybe you should open your own game store as I thinking buying from your self will save you thousands in the long run.
Title: Re: Who here thinks about retirement?
Post by: abrader on January 16, 2008, 11:42:20 PM: Quote from: Steiner on January 16, 2008, 11:25:15 PM
im gonna open a small bar or bookstore or something.

wait....what planet, colony and sector?
Title: Re: Who here thinks about retirement?
Post by: Eric P on January 17, 2008, 01:15:19 AM: Quote from: Synthesizer Patel on January 16, 2008, 08:43:59 PM
in 2080 I will surely be dead
so don't look ahead
never look ahead

i think i love you

but i have a 401k that's competing with a raging coke habit
Title: Re: Who here thinks about retirement?
Post by: Cormacaroni on January 17, 2008, 02:37:55 AM: Quote from: ToxicAdam on January 16, 2008, 09:38:09 PM
I don't think there is any shame in OD'ing when you reach about 80 years old.

...unless it's on orange juice...
Title: Re: Who here thinks about retirement?
Post by: TVC15 on January 17, 2008, 02:39:59 AM: Quote from: Cormacaroni on January 17, 2008, 02:37:55 AM
Quote from: ToxicAdam on January 16, 2008, 09:38:09 PM
I don't think there is any shame in OD'ing when you reach about 80 years old.

...unless it's on orange juice...

Fuck you man, at least I will die doing the one thing I truly loved.

spoiler (click to show/hide)
vomiting :(
[close]
Title: Re: Who here thinks about retirement?
Post by: demi on January 17, 2008, 02:52:52 AM: Quote from: TVC 15 on January 17, 2008, 02:39:59 AM
Quote from: Cormacaroni on January 17, 2008, 02:37:55 AM
Quote from: ToxicAdam on January 16, 2008, 09:38:09 PM
I don't think there is any shame in OD'ing when you reach about 80 years old.

...unless it's on orange juice...

Fuck you man, at least I will die doing the one thing I truly loved.

spoiler (click to show/hide)
vomiting :(
[close]

I TOLD YOU
Title: Re: Who here thinks about retirement?
Post by: Cormacaroni on January 17, 2008, 02:54:02 AM: Quote from: demi on January 17, 2008, 02:52:52 AM
Quote from: TVC 15 on January 17, 2008, 02:39:59 AM
Quote from: Cormacaroni on January 17, 2008, 02:37:55 AM
Quote from: ToxicAdam on January 16, 2008, 09:38:09 PM
I don't think there is any shame in OD'ing when you reach about 80 years old.

...unless it's on orange juice...

Fuck you man, at least I will die doing the one thing I truly loved.

spoiler (click to show/hide)
vomiting :(
[close]

I TOLD YOU

he did, he totally told you and everything
Title: Re: Who here thinks about retirement?
Post by: Barry Egan on January 17, 2008, 08:58:22 AM: ODing via orange juice is TOTALLY the retirement home equivalent of ODing because you're a virile badass.
Title: Re: Who here thinks about retirement?
Post by: abrader on January 17, 2008, 10:41:28 AM: Quote from: Professor Prole on January 16, 2008, 10:16:49 PM
i can't imagine a worse fate than being stuck on some remote planet with the mouthbreathers and illiterates who think that their accidental wealth validates their uselessness! give me the company of rogues and whores over nattering idiots with pocketbooks, i say

Thats what is great about space colonization - you need more than money to get off of this rock and be accepted into such a community program - and many of the upper financial class simply do not qualify or are just scared shitless of the idea of space travel and would never do what it takes. They would rather attend an award ceremony and go buy a new lambo.

It would also take years of pushing and process administration to get your ducks in a row for such an evacuation.

For example - commercial space-flights are available now and its really not that expensive - you see who is taking them? Its not Brittany.
Title: Re: Who here thinks about retirement?
Post by: lordmaji on January 17, 2008, 10:50:36 AM: I used to... Until I got behind on bills because I had to pay for Wilco's breast reduction. I had to take a 401k loan out for that shit.

Fucking kids. :maf