Author Topic: FUCK YOU OVERDRAFT FEES (Read 1248 times)

T234 · « **on:** October 30, 2007, 02:27:23 PM »

AHAHAHAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAARRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRGGGGGGGGGG

Tauntaun · « **Reply #1 on:** October 30, 2007, 02:28:59 PM »

they suck donkey balls man, sorry

FlameOfCallandor · « **Reply #2 on:** October 30, 2007, 02:35:24 PM »

Turn off overdraft protection

MrAngryFace · « **Reply #3 on:** October 30, 2007, 02:48:49 PM »

Yeah turn it off so you can bounce some shit lol. While turning it off will remove the chance of spending over at point-of-sale, it will not be as forgiving in the instances of things like RENT CHECKS or other automated withdrawls from insurance companies and the like. In fact it will cause you more trouble as you explain what happened over the phone to these people who want their money.

Best bet when low on money is to avoid all small purchases and bunker down, letting only big single withdrawls take you into overdraft. If you small withdrawl your way into overdraft you'll get hit with multiple fee transactions which can SOMETIMES be argued out of, but its a lot of stress.

Overdraft can cover as much as 400$ before the bank gets pissy.

lordmaji · « **Reply #4 on:** October 30, 2007, 03:34:25 PM »

ahmen, FUCK overdraft fees.

You get the "pending" overdraft charges also?

Even if you have pending od, you get charged for it, even though it hasn't gone through.

Say Johnny purchases something goes $5 over the limit, but at the end of the day, or hell the next morning, he plans on putting the money in there to cover his OD. Well Johnny goes to put his money into the bank the next day to find out his "pending" overdraft has over drafted his account $35, but thats just for the pending... Johnny now has a $5 od, +$35, +$6, +$35 for the actually OD charge. So Johnny's pending $5's turned into $81.

This is how 5/3 works. n/k.

hyp · « **Reply #5 on:** October 30, 2007, 06:43:35 PM »

fuck bank fees/charges PERIOD.

especially the one that involves transferring cash out of your savings more than 6 times in a month. wtf is that shit.

T234 · « **Reply #6 on:** October 30, 2007, 06:47:50 PM »

Quote from: Spencer on October 30, 2007, 06:46:06 PM

Fools. Keep a register. I never let my account go below a certain point.

I WAS

MrAngryFace · « **Reply #7 on:** October 30, 2007, 06:52:44 PM »

I love overdraft. I love the idea that I could be eating a 25 dollar 99 cent burger at Wendys

Howard Alan Treesong · « **Reply #8 on:** October 30, 2007, 07:11:06 PM »

that sense of danger really heightens the taste of that burger

I've never gotten overdraft fees because I'm not a dirty poor, there's always plenty of money in Patel's account!

MrAngryFace · « **Reply #9 on:** October 30, 2007, 07:14:11 PM »

Im not a dirty poor but I still manage to understand the poor condition!

Howard Alan Treesong · « **Reply #10 on:** October 30, 2007, 07:34:27 PM »

let me take you to Patel's Math School

X = your salary after taxes
Y = your expenditures

if (Y > X) then MAF = fucked

T234 · « **Reply #11 on:** October 30, 2007, 07:38:19 PM »

It's pretty hard to keep yourself out of the red sometimes when you spend more than a third of your income on gas alone.

You guys and your $10.00+ an hour.

Howard Alan Treesong · « **Reply #12 on:** October 30, 2007, 07:43:03 PM »

the only red thing about Patel's account is the redshift caused by stratospheric increases in value

T234 · « **Reply #13 on:** October 30, 2007, 07:45:08 PM »

I need to get into the video games business too.

Howard Alan Treesong · « **Reply #14 on:** October 30, 2007, 07:53:32 PM »

there's no better way to get rich quick and with minimal effort than in game design

T234 · « **Reply #15 on:** October 30, 2007, 08:18:34 PM »

You guys and your great haircuts and your horsies and your old magazine interviews with that guy from xbn and your internet controversies

T234 · « **Reply #16 on:** October 30, 2007, 08:25:50 PM »

I thought you were the guy from Oddworld Inhabitants up until I read through the Evilbore pic thread

And the good haircut comment was directed at patel, who wrote one my favorite columns in already great magazine.

As for the degree, I'm working on it.

Howard Alan Treesong · « **Reply #17 on:** October 30, 2007, 08:39:46 PM »

man, that photo is so awesome

it's extra amusing because it was taken in my apartment at the time and they photoshopped out the thumbtacked Bjork poster in the background to make it appear I am looking out over the world from atop Studio 54 in space or something

TVC15 · « **Reply #18 on:** October 30, 2007, 08:42:50 PM »

Quote from: Synthesizer Patel on October 30, 2007, 07:11:06 PM

that sense of danger really heightens the taste of that burger

I've never gotten overdraft fees because I'm not a dirty poor, there's always plenty of money in Patel's account!

You ever have a dentist fuck your wallet slit like a leather cunt?

T234 · « **Reply #19 on:** October 30, 2007, 08:48:29 PM »

That is a pretty great photo. I never knew it was a 'shop

After The Greatness Was No More, I wrote the people in the "Executive" section of the staff listing a letter with the heading "Dear Thrice Horrible Cunts". I don't think they read the rest of the letter lol

TVC: Yes, I have.

T234 · « **Reply #20 on:** October 30, 2007, 08:57:44 PM »

Man, this thread was weird. I started my day pissed off, now I'm relatively happy knowing I just borrow money from my sister to end my financial problems.

LET'S HEAR IT FOR SLIMES AND TRAINS AND SHIT

lordmaji · « **Reply #21 on:** October 31, 2007, 10:01:56 AM »

T234... What would make me day happier, would be pills!

MrAngryFace · « **Reply #22 on:** October 31, 2007, 11:06:56 AM »

Quote from: T234 on October 30, 2007, 08:48:29 PM

That is a pretty great photo. I never knew it was a 'shop

After The Greatness Was No More, I wrote the people in the "Executive" section of the staff listing a letter with the heading "Dear Thrice Horrible Cunts". I don't think they read the rest of the letter lol

TVC: Yes, I have.

Nothing wrong with getting help with finances, its just important that some day when youre well off that you do what you can to help others out. Its that whole circle of life kinda thing.

Mupepe · « **Reply #23 on:** October 31, 2007, 11:44:22 AM »

i haaaaaaaaaaaaaaaaaaaaaaaaaaaaaate overdraft and i turn it off so I can get hit with anything. I'd rather look like a fool in line going "buh? didn't go through? uhhhhhhhhh try this card!" than getting a phone call about it.

T234 · « **Reply #24 on:** October 31, 2007, 11:59:28 AM »

Quote from: Weighted Companion Cube on October 31, 2007, 11:06:56 AM

Quote from: T234 on October 30, 2007, 08:48:29 PM
That is a pretty great photo. I never knew it was a 'shop

After The Greatness Was No More, I wrote the people in the "Executive" section of the staff listing a letter with the heading "Dear Thrice Horrible Cunts". I don't think they read the rest of the letter lol

TVC: Yes, I have.

Nothing wrong with getting help with finances, its just important that some day when youre well off that you do what you can to help others out. Its that whole circle of life kinda thing.

The weird thing is I've loaned money in the past to my sister and my brother when they have both made more money than me.

News:

Author Topic: FUCK YOU OVERDRAFT FEES (Read 1248 times)