aw. i guess i'll throw my two cents in...
i've had girls that dirty talk and while that is kinda hot, it's not exactly my thing. i only really do it to please them. i only say something if i'm actually feeling enough emotion to make me to. i don't just spout shit to make me hornier. 'naw mean?
the hottest thing i've ever heard is when I was fingering this girl (who is normally very silent minus a few moans) and she sticks her hand down my boxers and as soon as she grabs my Shaft (motherfucker) she let's out an exasperated "fuck yeah!"
for some reason i found it so hot. so simple, yet so elegant.