Does a check card help build credit?

[Candyflip]

I'm assuming not, but I've heard both yes and no

[Mupepe]

No.  Having a current bank account and keeping it in good standing with savings helps though so I guess it's kind of related.  But no, not directly.

[brawndolicious]

If you do get a credit card, it only takes like a year to get up to a "good" credit rating without a fixed income (job).

[Candyflip]

Well poop.

[TVC15]

If you want to build credit, get a low limit (like under 1000) and buy like, 1 thing a month on it, and immediately pay it off at bill time.  After like 6-12 months, this stops being that effective, but for a while you might see dramatic gains if you do not have much credit history.

[Brehvolution]

Many banks have programs for building credit. My bank offer a credit builder program where you deposit $100 for a 'bill' into what is actually as savings account on a certain day each month. After 12 months, you will now have access your $1200 plus interest plus the bank notifies the credit agencies that you paid off your bill/loan on time.