Why dont you drop like 7K of it into a 1 year CD.
You can get FDIC insured 12 month with like 5.0% right now if you work it.
That only earns you $350 with no tax pentalty (till you go over $1,500 - oh fuck right yer in Canada - I know nothing)
But its better than 3.2 or so in a savings account where it is liquid. ($224 II)
YER STRONG - YOU DONT NEED LIQUIDITY