fucking drunk smashed my other car in the driveway

[AdmiralViscen]

never mind the brick on the other car. this guy just sideswiped three cars in my driveway, including mine. one of the other cars, a van, flew into the neighbors yard and hit two of their cars

fucking fuck

[Robo]

Wow, that is some terrible luck you have.

[AdmiralViscen]

i dont drive it in winter so i have no collision on it

it was a brand new truck he hit us with so he has to have insurance, hopefully enough to cover 5 fucking cars. he has no ID on him so we dont even know if he owns the vehicle. im not sure if that matters for insurance..?

[Fresh Prince]

Well atleast you know who it is. Sounds suspicious though woudn't be surprised if it's a stolen vehicle.

[AdmiralViscen]

I got $7600 from his insurance company.



Good night, sweet prince  :'(

[TakingBackSunday]

hope it wasn't the local eb drunk, brandnew

[lennedsay]

On the upside, you can buy a lot of blow for that.

spoiler (click to show/hide)

But seriously, $7600? Is that the amount they gave you for estimated damages? I had fairly minor damage to a vehicle in comparison to that, basically just needed to replace a door and repaint it and retouch the areas around it to match it, and it cost nearly half that. No head or tail lights, and the only electrical work was in the door - windows, side mirror, locks... Just a matter of finding the door and then hooking up the shit already in place, making sure it worked, which it did. Fuck man...  :'(

[close]

[AdmiralViscen]

Car is totaled out, that is the KBB value of the car in 'good' condition. I think it is fair, it is more than I could have sold it for.

[pilonv1]

That's a write off isn't it?

[Eel O'Brian]

ouch, sorry man

a friend of mine got robbed recently, around $3500 total including hdtv, after deductible and "depreciation" he only got $900 back

insurance, most profitable scam ever

[AdmiralViscen]

[Great Rumbler]

insurance, most profitable scam ever

It's also government-mandated for bonus fun!

[AdmiralViscen]

Car is totaled out, that is the KBB value of the car in 'good' condition. I think it is fair, it is more than I could have sold it for.

Oh, if it's totalled I understand.
I had damage like that at the front of my car once, when someone pulled out of a junction right in front of me.
The car was less than one year old so the insurance company refused to write it off.
The garage that repaired it was chosen by the other idiot's insurance company and it took them months, all the while I had some shitty rental car. And one week after getting my car back, the gearbox collapsed while on the motorway. I got rid of it shortly after as I was sure the garage had just fucked the whole thing up.

Sounds like you got a decent deal though.

I am OK with it. Some dude offered me $6500 for it in the summer of 2007 and I told him I wouldn't take less than 7500. he said I'd never sell it for that (he was probably right)  and that was that. Didn't try seriously to sell it again, figured I'd have my fun and not worry about it. 3 years later I got my 7500 lol.

Someone at work just got a new car 2 months ago, she totaled it last week. The insurance company paid off the rest of her loan but gave her 0 reimbursement of her down payment so she has no money to get another one. They said she can have a rental for a week while she picks a new car to buy. She's fucked

[lennedsay]

Car is totaled out, that is the KBB value of the car in 'good' condition. I think it is fair, it is more than I could have sold it for.

Oh ok, I was wondering that, but I wasn't sure what they were going for these days. I would've figured a little more, but fuck I haven't shopped for a car in 3 years.

Edit: lol fuck that guy. Worked out in the end. I bought my first car for $1500, barely running. I cleaned it up, got it running somewhat decently, drove it like crazy for 3 years, and then as I got to the point where I was ready to buy something nice, I sold it for $1800. I originally wanted more than that, but sold it to a daughter of someone my parents knew so I gave her some money off. I didn't even have to pay to advertise it or anything. 2 days with a For Sale sign in my parents driveway and it was gone.

My 1st Civic was a different story.  :'( Phone calls all hours of the night, never any English, "Someone sell me same car for $2,000 with 30,000 mile. You have 80,000 mile. How much you go down?" fucking go for that deal, byeeeeeee It was worth $5-6,000 at the time.

[AdmiralViscen]

The car is 11 years old. It looked great and had low mileage but you can't stop depreciation. Car was probably less than 25k brand new in 1999.

[Smooth Groove]

Bluebook value is bullshit.  Just because your car's listed value is $7000, it doesn't mean you can find another one of the same quality at that price.  Also, what if the owner of the damaged vehicle never had intention to sell it?  Bluebook value just doesn't make up for all the hassle of replacing the damaged vehicle. 

My family had a similar incident as yours with a family van a few years ago.  The perp tried to pull the bluebook shit but we said we'd just let the cops/insurance handle it if they didn't give $1500 more than blueblook.  He agreed because apparently he really didn't want those parties to become involved.  Apparently he did some swap with the passenger to avoid unlicensed or alcohol related issues with the cops but some of my neighbors witnessed it. 

[brawndolicious]

7500 isn't bad, people usually sell for less than the kbb private party value for their cars.  I'm guessing there was frame damage though with the car and that's why they just wrote the whole thing off.

On the bright side you could get a really nice used Miata or another convertible for 7500.

[AdmiralViscen]

Bluebook value is bullshit.  Just because your car's listed value is $7000, it doesn't mean you can find another one of the same quality at that price.  Also, what if the owner of the damaged vehicle never had intention to sell it?  Bluebook value just doesn't make up for all the hassle of replacing the damaged vehicle. 

My family had a similar incident as yours with a family van a few years ago.  The perp tried to pull the bluebook shit but we said we'd just let the cops/insurance handle it if they didn't give $1500 more than blueblook.  He agreed because apparently he really didn't want those parties to become involved.  Apparently he did some swap with the passenger to avoid unlicensed or alcohol related issues with the cops but some of my neighbors witnessed it. 

Yea, but I was thinking of selling it or trading it in anyway since I am getting married and I can't have a second car that fits no one in it anymore. 7600 is more than I was gonna get on trade-in or selling it to some schmoe as a cash transaction. You are right though that in another circumstance it would have sucked. My mom's van was also totalled in the incident, it is a 2006, paid off, has like 30,000 miles on it and she was gonna keep it forever. She got like $15k for it, so now she has to finance at least $10k to replace it or dip into her bank account.

7500 isn't bad, people usually sell for less than the kbb private party value for their cars.  I'm guessing there was frame damage though with the car and that's why they just wrote the whole thing off.

On the bright side you could get a really nice used Miata or another convertible for 7500.

I don't know that there was frame damage, but I would need the rear quarter panel, bumper, trunk replaced and the whole care repainted, and the ragtop was twisted so that might need replacing too, and maybe the motor for the top too. So I'd call that totalled relative to the book value.

[Maximus]

you got $7000 for that little bit of damage? I'm going to America and bashing my car in.
How much do cars cost there? I mean lets say a 10 year old Nissan Primera would cost €3000 here in Ireland, cheaper again in the UK, what would it be worth there?

[OptimoPeach]

My dad lost a a truck like this about 20-30 years ago. He had it parked in the parking lot of his complex and was actually walking out to dump the trash when some guy came flying down the 100 foot driveway going like 60, smashed right into his and two other vehicles, and ended up completely flipping my dad's truck over and totaling it. The guy was a tweaker with no insurance iirc

insurance, most profitable scam ever

Yeah I can attest to these fuckers' greed first-hand thanks to work. It's absolutely nuts how much time and money they waste on subrogation investigations, surveillance, etc, particularly when it's clear as day that there is no fraud being committed and no one party is totally culpable. I mean I'm sure it's worth it for them, but it's still kinda depressing how much effort is put in. All the cliches are true

[AdmiralViscen]

you got $7000 for that little bit of damage? I'm going to America and bashing my car in.
How much do cars cost there? I mean lets say a 10 year old Nissan Primera would cost €3000 here in Ireland, cheaper again in the UK, what would it be worth there?

Cars are generally cheaper here for vehicles of the same size/horsepower. Your Honda Accord, for example is sold here as an Acura for a $7,000 premium over our typical Honda.

[Mupepe]

AV

Great taste in cars.  Poor car though.  Looked like you took great care of it.

[AdmiralViscen]

All 3 cars pictured in this thread are mine 

[Mupepe]

American Automobiles