Author Topic: Anyone with benefits at their job? (Read 1684 times)

Christopher · « **on:** January 03, 2007, 06:33:54 PM »

What plans should I sign up for? There are so many but most of them are fucking stupid like like insurance and accident on the job insurance...what the fuck I'm at my desk all day.

So just health and dental? More? What do you guys say?

MrAngryFace · « **Reply #1 on:** January 03, 2007, 06:35:14 PM »

Good health insurance = ownage. You can just go get your checkups n shit. Same for dental and whatever. Those two are the KEY benefit packages, and the drain on your check is OH SO TINY.

I went to the clinic the other day and it was 30 bux for the visit and the lab tests. They also figured out the bulk of my health problem and hell I needed a check up anyway. 11 years is a long time without a doctor visit.

Christopher · « **Reply #2 on:** January 03, 2007, 06:40:13 PM »

ok so the life insurance and all that extra shit is just fluff right?

Medical and dental?

Shuri · « **Reply #3 on:** January 03, 2007, 06:47:54 PM »

sign up for all of them dude, it's better safe than sorry.

Mupepe · « **Reply #4 on:** January 03, 2007, 06:49:51 PM »

Quote from: Christopher on January 03, 2007, 06:40:13 PM

ok so the life insurance and all that extra shit is just fluff right?

Medical and dental?

Think ahead. 401k or whatever retirement plans they might offer. Life insurance if you have a family or you want someone taken care of. Generally not worth it though IMO.

Medical and Dental FTW though!

Christopher · « **Reply #5 on:** January 03, 2007, 07:02:36 PM »

I just signed up for medical dental and vision: 84 dollars per pay peroid $:-\$ oh well it's worth it I suppose.

now the 401k, and there goes more of my pay check!

Saint Cornelius · « **Reply #6 on:** January 03, 2007, 07:03:50 PM »

all this is pre-tax though. you probably would've broke even if you made all that money, but got taxed on it.

MrAngryFace · « **Reply #7 on:** January 03, 2007, 08:58:32 PM »

Chris: did you get general medical coverage? The amount they take out is pretty small, why's it 84 bux. I think thats more than me and I make a fair bit.

Christopher · « **Reply #8 on:** January 03, 2007, 09:09:31 PM »

Medical
Vision
Dental

MrAngryFace · « **Reply #9 on:** January 03, 2007, 09:11:29 PM »

vision is usually meh, but glasses can cost. I forked out 500 for mine in cash cause I wasnt covered

Christopher · « **Reply #10 on:** January 03, 2007, 09:11:52 PM »

I have 20/20 :\ I just felt as it's like a good to have thing

jaelblade · « **Reply #11 on:** January 03, 2007, 10:01:59 PM »

Take Health (maximum available), dental and life, no one wants to pay to bury you. Heh.

Christopher · « **Reply #12 on:** January 03, 2007, 10:04:50 PM »

eh you get to reapply for every step stone you take in the company - plus I'm not going to ever die so theere's not point to life insurance.

DJ_Tet · « **Reply #13 on:** January 03, 2007, 10:37:17 PM »

You don't need life insurance unless you have a wife or children. Or unless your parents want to profit on your untimely demise.

-edit I just got benefits, health/dental/vision for about $14 a week. I'm not sure how good the coverage is, but I'll drop vision next year after I get new glasses

Christopher · « **Reply #14 on:** January 03, 2007, 10:44:31 PM »

oh fuck you dude 14 dollars?

Well I applied for the best one of each so maybe that's why $:-\$ Blue Cross Blue Shield?

MrAngryFace · « **Reply #15 on:** January 03, 2007, 10:45:44 PM »

Well it isnt a bad idea to ask the HR person at your job for help :p

Christopher · « **Reply #16 on:** January 03, 2007, 10:47:45 PM »

um I do work in HR

DJ_Tet · « **Reply #17 on:** January 03, 2007, 10:50:31 PM »

Quote from: Christopher on January 03, 2007, 10:44:31 PM

oh fuck you dude 14 dollars?

Well I applied for the best one of each so maybe that's why $:-\$ Blue Cross Blue Shield?

Yeah but I heard from other employees that the coverage sucks. It should be fine for my needs, but I'm positive it's just basic shit. I don't really know a lot about benefits, I'm going to print off the info and have my dad go over it with me.

MrAngryFace · « **Reply #18 on:** January 03, 2007, 11:03:56 PM »

Quote from: Christopher on January 03, 2007, 10:47:45 PM

um I do work in HR

Huh.

Christopher · « **Reply #19 on:** January 03, 2007, 11:11:37 PM »

I'm going to eventually be working with the Human Resources department when all my training is done.

MrAngryFace · « **Reply #20 on:** January 03, 2007, 11:22:06 PM »

Just ask them youre you'll lock yourself into something boneriffic.

BobbyRobby · « **Reply #21 on:** January 04, 2007, 12:07:23 AM »

one cool thing about where I live is you can leech off your parents health coverage till you're 30.

Christopher · « **Reply #22 on:** January 04, 2007, 12:13:54 AM »

wait what? Aren't you in the US Bobby?

I get kicked off my moms the DAY I turn 21.

BobbyRobby · « **Reply #23 on:** January 04, 2007, 12:18:40 AM »

I live in new jersey.

It's only for health though, no dental or vision.

cloudwalking · « **Reply #24 on:** January 04, 2007, 12:19:50 AM »

I get health insurance from my job, but I didn't sign up for it because I thought I was covered by my parents'

But I might have gotten dropped from it when I turned 18, not sure about that

Christopher · « **Reply #25 on:** January 04, 2007, 12:22:13 AM »

Quote from: BobbyRobby on January 04, 2007, 12:18:40 AM

I live in new jersey.

It's only for health though, no dental or vision.

um so do I, I think you should look into that dude.

BobbyRobby · « **Reply #26 on:** January 04, 2007, 12:25:11 AM »

http://www.metrocorpcounsel.com/current.php?artType=view&artMonth=July&artYear=2006&EntryNo=5321

It is a new law, which went into effect last May.

These are the only things that can disqualify you,

"the individual must be (1) unmarried and have no dependents of their own, (2) a resident of New Jersey or a full time student, (3) not covered under another group health plan or receiving Social Security Benefits, and (4) "aged-out" (exceeds the maximum age limit for dependent children) under the terms of a parent's health benefits plan. The individual is not required to provide proof of insurability nor do they have to prove that they have exhausted COBRA coverage. The individual does not have to be financially dependent on the parent."

Christopher · « **Reply #27 on:** January 04, 2007, 12:36:26 AM »

Mr. Gundam · « **Reply #28 on:** January 04, 2007, 01:45:01 AM »

I have full medical, dental and vision coverage, along with a nice retirement plan and 403b (similar to a 401k).

My salary might not be a lot compared to others ($41,000/year), but the benefits of working in public education are awesome.

drozmight · « **Reply #29 on:** January 04, 2007, 02:25:39 AM »

Yeah I have med, prescription, dental, life, and vision and I don't have to pay anything for any... just copays.

I get a 401k thing after a year... they match some part of it so I'll probably do it. Free monies.

xnikki118x · « **Reply #30 on:** January 04, 2007, 03:53:41 AM »

Quote from: cloudwalking on January 04, 2007, 12:19:50 AM

I get health insurance from my job, but I didn't sign up for it because I thought I was covered by my parents'

But I might have gotten dropped from it when I turned 18, not sure about that

That could be really bad if something happens! I hope you find out soon.

I have Blue Cross/Blue Shield through my dad's work and it's always been good. I never had any serious medical problems but my brother did and everything's paid for.

News:

Author Topic: Anyone with benefits at their job? (Read 1684 times)