Yeah, I realize itll be over kill. But if I have the cash on hand, why not go for it? I basically have been "looking to upgrade my pc" since 2015 for Fallout 4, but instead I just went from a 570 to a 970gtx and that played Fallout 4 decently (and the game turned out to kinda suck anyways) so since then because I mostly just indie game my rig has last faaaaaaaaaaaaaaaar longer than I anticipated. I mean rimworld is taxing later on depending on your colony size, but its not exactly the latest assassins creed / battlefield game either.
I was gonna jump in this year but these RTX cards seem like a poor value for what you are paying at the moment, im guessing next year will hopefully be a jump when the 3000s hit, now that this years "ray tracing is the big feature" is out of the way.