Who here thinks about retirement?

[Barry Egan]

All anyone ever does at this forum is spend.  What happens when social security keels over and you have to come home from work at 97 years old with nothing but a buncha stupid blu-gay disks to represent your lack of foresight! 

[abrader]

yeah I think about it.

I have a good plan - if all goes well I should be able to take a 80% retirement in like 12-18 months.

After that I can take a few years off - and then get involved again for like 2-3 years and then retire for good and for-ever.

The first part is pretty much in the bag. ITs the second part that needs solidifying.

[Van Cruncheon]

i have a 401k, nukka, and a potentially big one at that so IN YOUR POOR FACE

[Vizzys]

I dont expect to live that long

[Van Cruncheon]

Y DID THIS HAPPEN TO U
U MADE A MISTAKE

[abrader]

I dont expect to live that long

I hate when peopel say that...most people on this forum will live till like 2070 or much later........

[CajoleJuice]

I dont expect to live that long

I hate when peopel say that...most people on this forum will live till like 2070 or much later........

I'll just kill myself when I run out of money.

[Barry Egan]

I eat super healthy  :'(

[Mr. Gundam]

I've got a 403b, my wife has a 401k and we've got investments. Plus, I've got a pension since I work in public education. Also, the amount of crap I buy is dwarfed by the amount of money we put into savings each month.

[demi]

I put in $1 a day :cool:

[Madrun Badrun]

what are these American terms 401K and 403b? 


Also I came in here to make a drinky is old joke only to find out that he's already posted and does in fact think of retirement.   

[abrader]

Mike if you are not thinking about it by now - I would ask if you are some kind of hippy or something.

And to think - you wore an ascot!!!

[Rman]

I'm not worried about anything financially.  I don't want to retire in the sense of just laying back and doing nothing.  I always want to be involved in interesting projects.

[Howard Alan Treesong]

in 2080 I will surely be dead
so don't look ahead
never look ahead

[Madrun Badrun]

Mike if you are not thinking about it by now - I would ask if you are some kind of hippy or something.

And to think - you wore an ascot!!!

I have no idea what this means.


As for the thread.  I have no money so I can't really plan for retirement, lol.

[hyp]

i have a 401k, nukka, and a potentially big one at that so IN YOUR POOR FACE

same here.

[abrader]

Mike if you are not thinking about it by now - I would ask if you are some kind of hippy or something.

And to think - you wore an ascot!!!

I have no idea what this means.


As for the thread.  I have no money so I can't really plan for retirement, lol.

Arent you at least 20+ man?

My god you better get on it...your time is running out!

[Madrun Badrun]

I'm 18. 

[Mandark]

i have a 401k, nukka, and a potentially big one at that so IN YOUR POOR FACE

Yeah?  How much of it is in gold?

[abrader]

ok well get ready....things are mega aggressive and all!

If you dont hop to it with much vigilance you will get trampled like a cosplayer at the PS3 launch....

[Eel O'Brian]

I plan to set off a worldwide nuclear holocaust well before retirement

[Barry Egan]

If you invest 2000 dollars every year starting at 18 and continuing until you are 25, you will have 1 mil in the bank by the time your 65 due to compound interest.  Besta get while the gettins good, Father_Mike. 

[Eel O'Brian]

If you invest that 2000 every year into spent fuel rods, you can join me in my quest to eliminate the parasitic human race from the planet's surface

[Fresh Prince]

When I think of retirement I think of the two kinds:
1) Where everyday is an experience as you travel around the world etc.
2) Ending up in a home or 'retirement village', infirm and wondering what the fuck you did with your life.

I think option 2) is the most inevitable and thus the cheapest.

[Eel O'Brian]

If you live to be extremely old, you're going to be miserable no matter how much money you have

You may be a millionaire, but you'll still be peeing and pooing into adult diapers

[Barry Egan]

Option 2 is going to be a goddamned luxury in a matter of years.

[Fresh Prince]

Maybe for Americans 

[abrader]

LOL - being a millionaire isnt even enough these days.

[Eel O'Brian]

I kid, but I do think about it.  It's not a constant concern for me, as I don't intend to ever marry or have kids, and if worse comes to worst I can always eat a gun barrel.

[Eel O'Brian]

LOL - being a millionaire isnt even enough these days.

I think I could live comfortably for quite a long time off a million dollars.

[Rman]

Option 2 is going to be a goddamned luxury in a matter of years.

Yep, nursing home prices are insane.  Thank God my parents are in pushing 60 and look like their in their 30s.  They eat healthy, too. Hopefully, they passed on those genes to me.

[TVC15]

I plan on checking out like Hemmingway if I have not conquered the world by age 40.  If I do conquer the world, I will push back the Hemmingwayization until between 50 and 60.  I won't let the decline in power that comes with old age conquer me.  Unless there's some sort of android body by then.  I could live like that.

[abrader]

LOL - being a millionaire isnt even enough these days.

I think I could live comfortably for quite a long time off a million dollars.

Dood not even - trust me.

even just living off of the interest only gets you 30K or so a year....

You need at least 5-6 MIL to retire young.

Being wealthy these days means having over 100MIL IMO.....I can only hope LOL

[Rman]

LOL - being a millionaire isnt even enough these days.

Depends on where you live?  Boston, NYC, and San Francisco, no so much.  Des Moines, Phoenix, Boulder, and Houston, yes.

[Fresh Prince]

I kid, but I do think about it.  It's not a constant concern for me, as I don't intend to ever marry or have kids, and if worse comes to worst I can always eat a gun barrel.

I have a friend that works with old people, she told me the amount of spinsters etc. is depressing; they keep telling her to get married and have children otherwise they'll end up with no one since everyone they know is already dead.

[Eel O'Brian]

LOL - being a millionaire isnt even enough these days.

I think I could live comfortably for quite a long time off a million dollars.

Dood not even - trust me.

even just living off of the interest only gets you 30K or so a year....

You need at least 5-6 MIL to retire young.

Being wealthy these days means having over 100MIL IMO.....I can only hope LOL

Well, it depends on where and how you want to live.  I don't need a whole lot, and I don't make much more than 30K a year right now, and I'm doing all right.

I don't care about having the flashiest stuff, and I've never given a shit about what my vehicle looks like as long as it rolls from point A to point B.  I don't need a house, and if I do decide to get one I don't need a mansion.  I have pretty simple wants and needs, and as long as I can save enough to assemble that nuclear device and set the atmosphere on fire, I'll be okay.

[Eel O'Brian]

I kid, but I do think about it.  It's not a constant concern for me, as I don't intend to ever marry or have kids, and if worse comes to worst I can always eat a gun barrel.

I have a friend that works with old people, she told me the amount of spinsters etc. is depressing; they keep telling her to get married and have children otherwise they'll end up with no one since everyone they know is already dead.

Well, I won't get into my personal life here, but there are particular reasons I never want to get married.

[Barry Egan]

lol.  None of you will have the balls to kill yourselves when you get old.  It'll be just another crazy idea you had when you were a real person, before you clamped down on your feeble wrinkled husk of a life with a vice grip.

[Eel O'Brian]

well, you certainly have me all figured out

[TVC15]

lol.  None of you will have the balls to kill yourselves when you get old.  It'll be just another crazy idea you had when you were a real person, before you clamped down on your feeble wrinkled husk of a life with a vice grip.

Oh come on, I'll probably accidentally kill myself before I even get near 40.  I can't even take a piss without ramming my head into multiple objects.  I almost died from drinking orange ju. . .mmmmm orange juice.  I'm going to the store.  Lata.

[Eel O'Brian]

40 doesn't seem so old when you're 38

[abrader]

i have heard the worst part about getting old is watching gravity make your balls hang longer and age making your penis shrink.....

Are you all prepared?

[abrader]

LOL - being a millionaire isnt even enough these days.

I think I could live comfortably for quite a long time off a million dollars.

Dood not even - trust me.

even just living off of the interest only gets you 30K or so a year....

You need at least 5-6 MIL to retire young.

Being wealthy these days means having over 100MIL IMO.....I can only hope LOL

Well, it depends on where and how you want to live.  I don't need a whole lot, and I don't make much more than 30K a year right now, and I'm doing all right.

I don't care about having the flashiest stuff, and I've never given a shit about what my vehicle looks like as long as it rolls from point A to point B.  I don't need a house, and if I do decide to get one I don't need a mansion.  I have pretty simple wants and needs, and as long as I can save enough to assemble that nuclear device and set the atmosphere on fire, I'll be okay.

Im  not even talking about flashy stuff - im talking about overpopulation, inflation and the ever dying economy making this like a final fantasy 7 midgar situation....you know with the poor people below the plates in the slums - and the cozy city with its glass towers being high up above in the sky....over top of the lower slum cities.....

im talking not even being able to see the light of day because you are confined to the underworld because of not having enough $$.

ITs a stretch yeah - but things are really getting scary out there - dumb people keep fucking and spawning 2,000 kids a second, and we are all going to consumer hell.

[abrader]

I wanna have enough money to fly to another colonized planet if need be...that should be everyones ultimate goal and destination - escaping starship earth!

[ToxicAdam]

I don't think there is any shame in OD'ing when you reach about 80 years old.

[Barry Egan]

I'm probably going to put all of my earnings in to my savings account and live at my mother's until I'm 30  :'(

[abrader]

Start saving - one day when we are sitting on mars sipping martinis and watch the earth destroy itself in a poof of bio-chemical warfare thru tele-optronics you will thank me......

[Barry Egan]

me and you abrader.  We'll watch the world burn from our ivory towers built on compound interest!

[TVC15]

40 doesn't seem so old when you're 38

You're kidding, right?  Because I am 27 and I already feel pretty old.  When I am 38 looking at 40, I will feel like a freakin' mummy.  And at that point I will be exclusively listening to Nico's The Marble Index in order to get me in the mood.

If I haven't made it on my own terms by the time I'm 40, I probably won't at all, so why subject myself to several further decades of self-inflicted mental torment?  I've always put myself first, and I see this as fitting in with that. 

[Eel O'Brian]

the next 11 years are going to run like water through your fingers

[TVC15]

Like orange juice being ejected from my throat at a high velocity!

[Eel O'Brian]

at least you'll have fewer colds

[TVC15]

LIKE TEARS IN RAIN

[Van Cruncheon]

i can't imagine a worse fate than being stuck on some remote planet with the mouthbreathers and illiterates who think that their accidental wealth validates their uselessness! give me the company of rogues and whores over nattering idiots with pocketbooks, i say

[Madrun Badrun]

Fine you can stay at home when I colonize the moon and fill it with clones grown from the DNA of Victorian capitalists!

Its not like a saved you a seat in the shuttle or anything.

spoiler (click to show/hide)

 :'( :'( :'(

[close]

[Oblivion]

LOL - being a millionaire isnt even enough these days.

I think I could live comfortably for quite a long time off a million dollars.

Dood not even - trust me.

even just living off of the interest only gets you 30K or so a year....

You need at least 5-6 MIL to retire young.

Being wealthy these days means having over 100MIL IMO.....I can only hope LOL

Well, it depends on where and how you want to live.  I don't need a whole lot, and I don't make much more than 30K a year right now, and I'm doing all right.

I don't care about having the flashiest stuff, and I've never given a shit about what my vehicle looks like as long as it rolls from point A to point B.  I don't need a house, and if I do decide to get one I don't need a mansion.  I have pretty simple wants and needs, and as long as I can save enough to assemble that nuclear device and set the atmosphere on fire, I'll be okay.

Utilitarian living.

[tiesto]

I'm totally thinking about it... I put away 16% a year (and the company matches 4% on top of that) into my 401k, and I have a pension plan that takes effect after I've been working there for 5 years (it's gonna be 4 in March for me). My aim is to get out as soon as possible, I'd make a great retiree I think.

[MrAngryFace]

im gonna open a small bar or bookstore or something.

[Madrun Badrun]

im gonna open a small bar or bookstore or something.

You've really thought it though. 


Maybe you should open your own game store as I thinking buying from your self will save you thousands in the long run.   

[abrader]

im gonna open a small bar or bookstore or something.

wait....what planet, colony and sector?