Yea, that chick is hot ..and you described her pretty good, too.
edit: Yahoo! Answers (!?) comes through:
The blonde is Monica Creel, a triplet sister of Leanna Creel -- who many might remember from early seasons of the show "Saved By The Bell" where she played tomboy "Tori" (always wore a leather jacket). Nowadays, Leanna is a photographer with her own studio and website, and her sister is obviously doing Progressive commercials!