It just really sucks.
I really want to goto college and wanted to start later this year but what the hell am I supposed to do? Take on a massive pile of debt before I even have a high-paying job and then more than likely spend most, if not all of my twenties living with my parents hoping to increase my chances of paying off the loans. You know, I love my family and would do anything for them but I hate living here. The entire environment is terrible and just when I think Ive finally found a way out I find myself at a wall trying to figure out how the fuck I'll get past it.
I'd love to be a writer or work in video production of some degree(film would be great) but my understanding is that going to college for those two things is expensive. I spend most of my free time writing and readings on video production. Ive also been trying to teach myself html, CSS working with C++ and Unity & UDK hoping that maybe if I'm good at multiple things I'll always have something to fall back on.
I might as well just work some shit retail job until I die or end up like my dad, who God bless him, works 30 hour weeks and fuck up his back to sometimes have absolutely nothing to show for it. He'd love to get a better job but his area of expertise isn't ripe with employment opportunities around here.
It may be best to get a computer science degree while working on making games/mods so that you have something to show to game companies. Even if your dream doesn't work, you'll have a pretty useful degree that you can fall back on by applying to another industry.
A lot of schools have decent video game programs too, I'm in UC Santa Cruz and their video game program is pretty huge. As far as I can tell, these programs seem to be computer science with a focus on some creative game design classes and a big senior project, so you may be able to double major in that and CS but I'm not sure if there's enough overlap in units.
I don't know how it is in your state but in California, you can transfer your units from almost any community college to a UC or CSU. This makes it so much cheaper to do your lower division courses. See if your state has something like that. Honestly, the only reason to go directly from high school to university in California is if you want the extra couple years of research experience and networking (or to get away from your parents).