I just want to (permanently) lose my burden of intelligence, and there are few ways to do that effectively / quickly. I've seen some legitimate research papers on the subject...
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Inside Mobile Apps is reporting that by the end of 2012, real world money will be used for all transactions moving forward. Any outstanding balances will be switched over to the account's local currency.
I guess it's more convenient for the consumer, but say good bye to buying points cards on sale / with coupons / etc