need to use my VA homeloan and build up my credit. then get a bunch of credit cards to max out and do it all over again
Maybe I'm missing something, but won't the fact that your accounts say 'charged off as bad debt' prevent you from opening any new credit accounts?
the credit karma is showing that both equifax and transunion no longer count those debts against my credit. all they show is about $1800 of debt. I can move my credit up 23 points just by paying the lowest bill of $173. I've done credit checks before and it wasn't like this. not sure what to think, but I can do the 1800 and see what it looks like after that
most of the outstanding debts were from 2016, that's when I stopped paying shid. so it's been nearly 6 years. p sure you're home free after a certain amount of time with most debt.
it was strange how the debt notices just stopped coming in the mail after years of throwing them in the trash
also started getting credit card offers in the mail again some time back