Yeah, bro, it just really did come off as you dunking on a guy having to navigate that same shit. Long winded sarcasm usually lands as trying to make the reader feel stupid. Also, in this case, as presenting going into credit card debt to cover a funeral as an obvious, easy solution. What if the person has a shit score or no lending history, we cool with putting them through crazy interest rates because funeral homes are putting their balls in a vice during a time of grief?
Sorry about the loss of your mother, I very much dread that situation